Your investment, calculated.

Pick how long until the keys — a unit delivering next year ties up your money for one year, not three, and that changes every figure below. Rental income is earned in US dollars. Your costs at home are in Canadian dollars, so every figure below is shown both ways at the rate you enter.

Dominican mortgages carry high rates, so most Canadian buyers pay cash, draw on a HELOC, or refinance at home. Interest is estimated on the average balance drawn during construction — the down payment carries for the full build, construction milestones for roughly half of it.

Enter the net yield from the developer's own rental projection — the figure that already has management fee, condo fees (HOA), utilities and insurance taken out. Appreciation is your own estimate; prime resort communities have historically run 5–8% a year. The last box is what your money would earn sitting safely at home — it's the comparison most buyers are making in their head.

The reservation blocks the unit. The signing payment follows your Fly & Buy visit, when the contract is signed. Construction payments release only as each milestone is met. A buyer without CONFOTUR pays 4–5% at closing: 3% transfer tax plus 1–1.5% legal and registration. On a CONFOTUR project the 3% disappears, which is why this box starts at 1.5%.

Dominican law charges a 3% transfer tax at closing and 1% a year on the portion of the value above an exempt threshold — RD$10,695,494, about US$182,206 for 2026, which the DGII raises each year for inflation. A CONFOTUR-certified project removes both: the transfer tax entirely, and the annual tax for 15 years. Those 15 years run from the project's certification date, not from your purchase, so lower the years box if the project was certified a while ago.

These two boxes are about you, not the property. Fill them in and the two panels below show whether this unit works with no borrowing at all — and what a longer build would put within reach.